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Archive for the ‘Used Car Dealer Ottawa’ Category

Auto Loan - What is the Best Option For You, and How to Get It

Tue ,06/12/2011

Auto loans in Kanata come in all shapes and sizes. It is important for you to know what is best for you and how to get it. A good dealer will be able to help you get the kind of loan you require, but remember that the dealer is not the financier. There are questions you have to ask.

What is the duration of the auto loan you are looking for? The normal duration is up to 60 months, but longer loan periods are available. Just remember that the longer the loan, the lower the monthly installment you will be paying. But the overall interest will be higher which means the final cost of the car will be more. It is always better to take an auto loan for the shortest period you can afford and save on the interest.

Always check on the final cost of ownership - down payment + installments + interest. Paying a few hundred dollars a month as installments for a new car is fine, but what about finding out that the amount you will be paying in interest against the auto loan? Do not get carried away by the monthly payment, look at the over all picture.

If you have credit rating problems, the interest charged on your auto loan will be higher than otherwise. Again, try and save by paying off the loan as quickly as you can.

Making as large a down payment as possible will reduce your monthly auto loan in Ottawa installment which will help you go in for a shorter loan term.

Trade in your old car to cover the as much of the down payment as possible. If the value of your old car is greater than the down payment amount, do not be tempted to pocket the extra cash. It is always better, in this case, to increase the amount of the down payment and reduce the duration of the auto loan or the monthly installments.

Deciding on the auto loan in Smith Falls duration is not only about the money you save on interest. It also depends on how long you plan to keep the car. The rates of depreciation for different models vary. If you are planning to replace your car in 3 years and the model you have has a high depreciation rate, you will not get much of a resale price for it. However, if you are planning on keeping your car for a long time, the rate of depreciation is not so important. This is an important issue that many people overlook.

You may be asked to provide credit insurance, which the dealer will be able to arrange for you. But before taking this route, check if any of you existing insurance covers this. If so, compare the rates before deciding how to proceed.

Always get in writing the amount you will have to pay each month. Some auto loan plans have very low initial installments which are compensated by larger payments in later months. You must be sure of your auto loan liability for each month of the loan period.

If you are looking for a car loan in Ottawa and surrounding areas, Import Motors can get you approved regardless of past credit issues, Apply today!!

How to Buy a Good Used Car and Not a Lemon

Thu ,10/11/2011

Buying a car for half the price or a fraction of the price is a deal that is too hard to pass up, especially in these trying financial times in which we live today. But it can prove disastrous if your previously owned vehicle suddenly stops working on you or will be too expensive to repair. Sometimes even costing you more than you paid for the car in the first place.

I have bought several used cars in Ottawa myself and I know just how frustrating it can be to end up with a lemon and spend all your money on repairs, but this doesn’t have to be the case. As a matter of fact there are a lot of reliable, dependable used cars. The trick is finding one. Well here are a few tips on selecting a good car.

When selecting a previously owned vehicle, think about the size of your family and the activities the car will be used for, like driving to work, taking your children to school and so forth. Do not limit yourself to a specific make and model, instead look for a car that has been maintained well and is in good shape. Try to find a car that is easy to service. Just a side note: if a car is over ten years old, parts for it may be difficult to obtain.

If you are on a limited budget, try to avoid luxury or imported speciality cars because the parts and service will no doubt be more expensive. Even though they may be reliable, they can also be very expensive to own. Not always, but generally it is good to avoid cars that have extremely high mileage. In most cases, it is less expensive to buy a car in good shape than it is to buy a car in bad shape and fix it up.

Check the car thoroughly before you buy it. Try not to go looking for a car in the night or when it raining. Walk around the car. Inspect the interior and exterior. Have they been maintained? Did the previous owner take pride in their vehicle? If it has been neglected you might want to continue looking.

Test-drive the car. Accelerate the car up to highway speed on a test-drive. Make sure that you stop and go on hilly roads as well as level streets.

Engine: Does the engine start well? Is the exhaust free of lots of smoke? Does the engine run well? Does it idle smoothly? Is the engine free of noises? Does the engine have power for good acceleration? If no. The engine may need tune-up work or more serious repairs, which may indicate a worn engine. Be cautious if the seller says that it just needs a tune-up because this should have been a part of the regular maintenance of the used car in Ottawa.

Transmission: Does the automatic transmission slip or not engage when put into gear? Does it fail to shift smoothly? Any grinding noises in the gears? If yes. The transmission may need repair.

Brakes and suspension: Does the car pull to one side when you drive or brake? Does the car vibrate at certain speeds or when you brake? Are there noises when you brake or turn or drive over bumps? If yes. The car may need brake or suspension work.

Look underneath the car and wear clothes that will allow you to do so.

Check the body for rust. Avoid cars that have it. When the body is rusting, it is generally too expensive to repair them completely. Fender rust can be cosmetic but usually is a sign that structural areas also have rust. Look underneath the car for rust.

If you are looking for a quality used cars in Ottawa, Import Motors is a premier used car dealer in Ottawa, boasting a huge inventory of used cars, trucks and SUV’s. Visit us today!

3 Things to Do Before Buying a Used Car

Wed ,03/08/2011

If you are in the used car buying market, chances are good that you have been very careful about looking around at what used cars in Ottawa are currently on the market. You may have even drawn up a budget in order to determine what kind of used car you can really afford to buy. No matter what kind of used car you’re in the market for, we  are here to help you get the best rates and used car packages for your needs.

Here are 3 things we think you need to do before you buy a used car in Kanata :

Make a list

Make a list – and check it twice – of all of the things that you need and want from your used car in Rockland. This list should include the things that you can’t compromise on, such as space, reliability, and features that you definitely need. The list can also include those things that are wants, such as leather, a sunroof, GPS system, and more. By having this list in hand, you’ll be able to make a better assessment when looking over available used cars in order to determine what cars suit the items on your list.

Develop a budget

Having a used car buying budget is important. When you have a budget, you know that the used cars you look at will need to fall within that budget. Then, when you go to buy a used car, you can be certain that the used car you end up buying actually suits you budget.

Making a practical budget can be challenging for everyone – especially when it’s tough to predict what will happen in the future with your job and the economy. Our financial experts are standing by to help you develop your budget and come up with a financial plan that will make it possible for you to easily afford to buy your car, so fill out our online credit application.

Inspect the car

When buying a used car , it is essential that you inspect the used car. During your inspection, it is important that you not only take a look at the exterior and overall look of the car, but you’ll also want to look at the engine and structure of the car. We also offer a warranty to cover issues that happen down the road!

Contact Import Motors, your used car dealer in Ottawa today to learn more about our used cars or to get started with your search today!

How to Buy a Car That Lasts

Wed ,13/07/2011

No one wants to buy a used car in Brockville that dies on them just a few short months or years after their purchase. Buying a car that will last is extremely important to many people – and can save people a tremendous amount of money, time, and stress. While no one can predict what the actual life of a car will be, it is possible to extend the life of a car as much as possible by taking care of the car and buying the right car in the first place.

Here are a few ways that our dealership can help you buy aused car in Brockville that will last:

Inspection

The first thing that we can offer you is an inspection. Every used car in Rockland that we sell has been through our comprehensive inspection. As a result of this inspection, we can ensure you that we believe the car is in excellent condition and expect it to last for years to come.

 During our inspection, we not only take a look at the engine and all of its parts, but we also take an exhaustive look at the body of the car. We look for structural issues that could cause the car to age before its time as well as body issues, such as rust. By the time we put the car on the lot, any issues have been resolved and the car is in tip-top shape so that you can feel confident that it will last for years to come.

Warranty

While we work hard to make sure that our customers have access to services that can help them to maintain their cars. Remember: well maintained cars that have been serviced appropriately are more likely to last longer than cars that have not been serviced according to the recommended service schedule. Our warranty helps to ensure that our customers can service their cars – and save money. Many service-related issues are covered by our comprehensive warranty program. Contact us for more details.

Selection

Not all cars are the same. While we ensure that each used car in Rockland we sell is expected to last and is in excellent condition, one truth remains: some cars have longer life expectancies than others. Some cars are also less expensive to repair or maintain than others. Our dealership has a broad selection of cars that you can look through until you find the right car for your long term needs. Our dealers are also standing by to provide advice and insight that can help you find the right car for you.

Contact Import Motors today for more information about our used car selection or about how you can find the right car for your needs fast!

What to Expect When Applying for a Bad Credit Used Car Loan

Tue ,07/06/2011

If you are applying for a bad credit used car loan for the first time – or are even applying for a car loan in Ottawa for the first time, there are some things that you can expect from the process. Knowing what to expect when you go into the process can go a long way to getting the right kind of loan for your needs – and will ensure that you are not surprised by the results of the car loan search.

Here are some important things that you should expect when applying for a bad credit used car loan:

You’ll need to complete a credit application

It is expected that you will need to complete a credit application whenever you apply for a loan of any type. However, if you know that you already have bad credit, completely that credit application can be scary and leave you feeling a little run down. We urge you not to worry; many of our customers have bad credit or no credit and are still able to get excellent loans through our competitive loan program. Therefore, go ahead and start that application – we’ll handle the rest.

You may have a high interest rate

Having a high interest rate is quite normal when you take out a bad credit car loan in Ottawa. If you worry about having a high interest rate because of your bad credit, keep in mind that many people actually have bad credit. Therefore, what you may think is a high rate might actually be quite average. Don’t be worried about the high interest rate for the loan; we will develop a program that will make it possible for you to repay that rate without causing you financial hardship or affecting your lifestyle negatively.

You’ll have options

Regardless of whether you have great credit or bad credit, it’s important to remember that you will still have options when it comes to your car loan and your used car in Ottawa. Many of our customers come to us feeling worried that they will not have the options that they want because of their bad credit. However, keep in mind that you are in control of the buying process and situation. We’ll help you select the right option for you.

Contact Import Motors today to learn more about our bad credit car loans and about how you can get started with your application today!

Here’s How To Improve Your Credit Score

Mon ,18/04/2011

Your credit score influences many areas of your life. A prospective employer will check your credit when considering you for employment. Your insurance agent might check your credit when deciding to insure your car or home. Your lender, whether for a home loan or other consumer debt, will check your credit score when making a determination.

Your credit report shows the history of your borrowing activities they have been reported to the credit reporting bureaus — TransUnion, Experian, and Equifax — by lenders, court records and others at a point in time. The credit score helps credit grantors quickly evaluate this information because it gives a snapshot of your payment history.

Thousands of credit grantors send updates to the bureaus usually once a month. These updates include balances, monthly payment amounts and whether there have been late payments.

This credit score will change as the information reported to the bureaus changes. For example, if your credit report is obtained at a time when your credit card balances are low and your credit is excellent, your credit scores can be high. Meanwhile, you take a vacation and use your credit cards to pay for it. These balances will be reported the following month. If the lender pulls the credit report the next month and it shows much higher balances on your credit cards, your credit score likely will be lower than the previous month. This can be frustrating because your payment history habits probably will not have changed, and you might pay off your credit card balances every month regardless of how high they are.

Is you are looking for a car loan in Ottawa, Import Motors can get you approved for your car loan, with a huge selection of all makes and models of used cars and used trucks in Ottawa. Apply on-line, it is fast easy and secure.

How to Find the Right Used Car for Your Needs

Thu ,10/03/2011

Whenever it comes time to buy a new used car in Ottawa or to make any significant purchase, it’s important to make sure that you are making the best decision for your long term and short term needs. We are dedicated to helping our customers find the right used cars and arrange for the best financing options to suit their needs and lifestyles. If you’re ready to buy a used car, here are a few things that we think you should think about before you decide to buy:

Determine what you want

Whenever you buy a new or used car in Rockland, it’s important to think about what you want from that car. One of the best ways to determine what you want is to take a look at what options and features are available for the type of used car that you think you want to buy. With the technological advances that have come about in recent years, you may be surprised by just how many features and options come standard or are amazingly affordable on used cars these days. Come on down to test drive used cars or to walk through our lot with a helpful dealer today.

Determine needs

Even if you know exactly what you want from your used car, you might need to narrow that list down to those things that you actually need. Many people approach the used car buying process knowing that they need a reliable and safe used car that will last for years to come. However, there might be other needs that are unique to your lifestyle or situation. For example, if you have children, you may need a used car that is large enough to accommodate them all. You may want a used car with high clearance if you plan to go off-roading in it. Or if you plan to haul large items, such as a boat or an RV, you may need a used car with plenty of towing capacity.

Evaluate budget

It’s important that you evaluate your budget from a practical perspective. For example, after you have paid for your basic necessities each month, you may determine that you have an extra $1,000 to spend on a car payment. However, be sure that you are also setting aside enough money each month to be flexible. After all, the car payment will seem like an unwanted burden if it means that you can’t go shopping, go out to eat, take small vacations, or set aside money to save. Therefore, be practical with your budget.

Contact Import Motors today for more information about how to buy the right used car in Brockville for your needs – and make that used car one that you’ll love for years to come!

Winterize Your Car for Safe Winter Driving

Sat ,15/01/2011

We all know what the winter can bring: sleet, snow, ice, and low visibility conditions that can not only make driving treacherous; they can make driving downright frightening. In order to be able to handle these winter driving conditions with the best possible advantage, it’s important that you winterize your car.

When you winterize your car, you’ll prepare the engine, brakes, wires, and more for cold winter conditions, decreasing the risk that you’ll have a mid-winter break down that could turn dangerous. Here are our tips for winterizing your car for safe winter driving:

Know What Winter Driving Is

Winter driving is when you have to drive in temperatures that are less than 20 degrees Fahrenheit. It is common for Canadian drivers to drive daily in winter driving conditions. However, just because you are accustomed to driving in tough winter conditions doesn’t mean that you can overlook the safety precautions recommended for winter driving. After all, it only takes one mistake to turn a common winter driving condition into an extremely unsafe situation.

Check On Your Car

Have a qualified mechanic (such as our mechanics) check out your car as you prepare for winter driving conditions. We’ll check the following components for safety and winterization:

  • Battery
  • Tires (we’re looking to see if they have the proper amount of air and tread, and that they have only minimal wear, if any at all)
  • Antifreeze
  • Antifreeze connectors
  • Distributor
  • Fuel and emission filters
  • PCV valve
  • Spark plugs
  • Brakes
  • Wires
  • Hoses and fan belts

Essential Winter Driving Equipment

Even if you don’t plan to be stranded or get into trouble when you drive this winter, it’s always a good idea to prepare for the “what ifs.” Here are some of the things that we think you should definitely have in your car as you head into the winter (note: these aren’t an option):

  • Spare tire, wheel wrench, and tire jack. Make sure the tire is inflated and in good condition.
  • Shovel
  • Jumper cables (take a refresher course on how to use them if you don’t already know)
  • Tire chains
  • Tow chains (especially if your vehicle can tow another vehicle)
  • Bag of cat litter to help provide traction when there’s ice
  • Tools, including a wrench, emergency radio, and extra batteries
  • Warm clothes and blankets

Remember, winterizing your car will help you to stay safe as you take on winter driving this year. Looking for a used car in Ottawa? Contact Import Motors today at www.autoloanottawa.com for all your used car, and car loan nedds in Ottawa and surrounding communities.

Used Car Search? Check Out our Website!

Sat ,13/11/2010

 

In this modern technology age, we have found that an increasing number of our customers have turned to our Web site to learn more about the cars that we have in our used car in Ottawa lot and about the services that we offer through our dealership. We are proud of our Web site and would like to take a moment to tell you more about the features that you’ll find on it that may help you to find and buy the right used car for you:

Inventory Search

One of the most popular sections on our Web site is our used car inventory search feature. We frequently upload photos and details about our used cars in order to make it possible for our customers to shop for their used cars online from the comfort of their homes. We maintain this inventory regularly, but we also encourage customers to call if there is a particular car that they want but do not see in the inventory. After all, you never know when a new used car has just rolled onto the lot and might be waiting for you!

Financing

If you will need financing for your used car in Kanata purchase, then you can get started online. Our safe and secure online credit application makes it easy for you to apply for financing from the comfort of your home or office. Simply complete the credit application and submit it. One of our lending agents will then review your application and contact you for more information. This is one of the best and simplest ways to get started shopping for a used car because you’ll quickly find out how much of a loan you are eligible to receive.

Warranty

We offer a warranty with all of our used cars. Information about this warranty can be found online so that you can learn more about the features you’ll get whenever you need to.

Specials

We are proud to offer regular special rates and programs on our used cars in Nepean. These specials and rates may include low interest rates, zero percent down payments, special features with the purchase of a used car, and more. We list these specials on our Web site, so check back frequently to see if there is a special that you are interested in.

Contact Import Motors today at www.autoloanottawa.com  for more information about how to use our Web site or to schedule an appointment to test drive a used car of your choice.

Why Buying a Used Car is Such a Smart Decision

Wed ,21/07/2010

Many people know that there are some tricks to help save money. You may use coupons when you shop. You may cut off the lights when you’re not at home. And you may buy a used car in Ottawa to help save money. Whether you’re saving money to help build your wealth or simply to minimize your monthly payments, buying a used car is one of the wisest financial decisions you can make.

Buying a used car may not only help you save money up front, but it may also help to cut dollars down the road. Here are a few ways that saving money can help you save big bucks each month or year.

Value Depreciation

The moment you drive a new car off the lot, the value of the car decreases significantly. New cars have a higher sticker price simply because they are new. Being new, the retain all of their original warranties, even if they have been dealer model cars and have several thousand miles on them as a result of the test drives they’ve undergone. In many cases, you’ll pay more money for a new car simply for the fact that it can be called a “new” car and you can be the first owner of the car.

However, when you drive a used car in Ottawa off of a dealer’s lot, the used car does not decrease as significantly in value.  The car has already been owned, so you won’t be paying for the right to declare that you are the original owner. However, you may still be eligible for warranties, especially dealer warranties.

Now, you should know that if you go to sell that used car in Ottawa down the road, the buyer may prefer to buy a used car that has only been owned by one previous owner. The fewer owners, the more the owner knows about the history of the car, such as damage, drivability, and more. Therefore, you may have a slightly harder time selling a used car for a higher rate if you are the second user.

Warranty

Most used cars come with a warranty from the dealer. Many used cars are also certified from the manufacturer. In order for a used car to be a certified used car, the manufacturer (or dealership representing the manufacturer) will put the car through a multi-point inspection in order to ensure that the car is in tip-top shape and suitable for driving for years to come. Therefore, look for a certified used car and/or a used car that still has a warranty.

For more information about how you can save money by buying a used car in Ottawa, contact Import Motors today at www.bestusedcars.com  We’re happy to show you how buying a used car is a wise financial move.