Import Motors Ottawa

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Did you know that you can start the process of applying for a car loan in Ottawa from right where you’re sitting? If you’re already cozy in your seat and messing around on your computer, why leave just to apply for a car loan? At our dealership, we believe in making things as simple as possible for our customers. After all, when things are simple, our customers will have a better customer experience and will be sure to get the right car for their needs – not just a car that’s convenient for them to buy.

Whether you are at your home or office, you can get started applying for your car loan in Ottawa from your computer through our interactive online application. To get started, follow these steps or call us for more information:

Complete the credit application

All of our customers will need to complete the credit application in order to get started with their car loan applications. Our credit application is available through our Web site and is secure so that you will not have to worry about losing your personal information online or having it stolen. This credit application is designed to help us collect some important information about your financial history, spending history, and habits. We’ll also learn more about your current financial situation from this credit history.

Speak with a lender

There are several different ways that we can speak with you about your lending options. One way is for you to come on down to Import Motors to meet with us in person. The other way is to speak with us over the phone. Either way, we’ll get in touch with you after we receive your credit application in order to schedule a conversation.

During this conversation, we’ll talk more about what we discovered from your credit application. Specifically, we’re interested in what your comfort level is with several different loan repayment options. Keep in mind that our goal is to develop a loan package for you that will ensure that you are able to comfortably repay your loan each month, so your feedback is essential in this process.

If you select a loan option over the phone, the next step will be to come on down to our dealership to pick out the right car for your needs and sign the papers to make it yours!

Contact Imprt Motors today at www.bestusedcarsottawa.ca  to get started with your  car loan in Ottawa or for more information about the variety of our used cars in Ottawa!

Buying a Used Car Can Save You Money

If you are thinking about buying a used car in Kanata, you are probably already aware that buying a used car can result in significant savings off of the cost of the car purchase. However, did you know that buying a used car can help you save money in other areas as well? Here are a few ways that buying a used car can result in significant savings when you buy the car and over the life of the car:

Reduced purchase price

For most people, it may be a no-brainer that the cost to buy a used car in Bells Corners is generally less than the cost to buy a comparable new car. However, not only is the cost usually less, but you may also get the benefit of having extra features or options for free or very little extra expense. Here’s why: When you buy a new car, you get to choose exactly what options and features you add onto the car. Because you are able to make that choice, each little thing you do that’s optional will cost you more money.

However, when you buy a used car in Nepean, dealers understand that the market is more limited than with the new car market. Therefore, most dealers will not charge for those options that the previous owner had selected or, if they do charge for them, they will not be as expensive as you would pay if the car were new. So, you can not only save money when you buy the used car, but you can likely get more with the car!

Lower insurance

Insurance agencies base their insurance rates on how expensive it will be to repair or replace a damaged vehicle and on the likelihood that your vehicle will be damaged or broken into. Of course, there are other factors affecting insurance rates as well – such as your driving record and locality – but the car plays a huge role. It is less expensive to insure older model vehicles, which will save you money over the life of the car!

Lower taxes

You are probably aware of the high rate of taxes that you will have to pay when you own a new car. Depending on your locality, these taxes can be quite expensive. However, when you have a used car in Ottawa, the taxes will be lower because the value of your car will be lower.

Contact us today at www.bestusedcarsottawa.ca to find out other ways that we can help you save money by buying a used car!

If you are looking for a car loan so that you can buy a car, then we’ve got good news for you: we offer exceptionally low rates on our car loans in Ottawa no matter how good or bad your credit is. Here are a few things that you need to know in order to get a great rate on a car loan in Ottawa:

Understand car loans

Before you get a car loan, it’s important that you understand how car loans work. Like any loan, you will be responsible for repaying the loan in full. The loan amount is called the principle. In addition to repaying the loan in full – or the principle – you will also have to repay an interest rate. The interest rate is a portion of the loan that is paid directly to the lender.

Complete the credit application

In order to get started with your car loan in Ottawa, you’ll need to complete the credit application. The credit application is the tool that we use in order to determine what kind of loan conditions you qualify for. Whether you have good credit or bad credit, the loan application is instrumental in helping us determine what kind of financial history and habits you have. Based on this credit application, we’ll be able to tailor a loan program to meet you lifestyle and financial needs.

Speak with the credit specialist

It is important that you speak with our experienced credit specialist about your credit application and preferences. After we review your loan application, we’ll want to sit down with you to discuss different loan options that we are able to offer to you. Based on this conversation, you’ll need to select the loan options that are best for your lifestyle and needs.

Select your car

After you know about how much money you will be able to pay for a car (and how much of a loan repayment you’ll have each month) you’ll be able to select the right car for your needs – that’s within your budget.

Contact Import Motors  today to learn more about how you can get an exceptional car loan in Ottawa and the Best Used Cars in Ottawa. We look forward to helping each of our customers get a safe and reliable car that not only suits their lifestyles, but that also suits their budgets now and for years to come! We look forward to working with you for all of your Ottawa car loan needs, apply today at www.bestusedcarsottawa.com

No matter who you are or what your income level is, saving money is important to everyone. For that reason, we are dedicated to helping each of our customers save money off of the purchase of their cars and over the long term period that they own their cars. If you are the used car buying market, you already know that buying a used car in Ottawa can save you a significant amount of money. However, there are some additional advantages of buying used cars that we want to make sure you are aware of before you make your final used car buying decision. Here’s an overview of some of those advantages:

Lower cost of ownership

When you buy a used car in Kingston, you will significantly reduce the cost of ownership in many cases. The cost of ownership not only entails any loan repayments, but it may also include the cost of maintaining the car, paying for insurance, and paying taxes. Used cars come with lower tax rates, which will save you money each year on taxes. Additionally, insurance rates are smaller with used cars. Furthermore, in many cases, the cost to repair used cars is less expensive as well, reducing the overall cost of ownership in many important ways!

Low interest rate

Import Motors, Used Cars Ottawa works hard to provide a broad range of financing opportunities to each of our customers- no matter what types of vehicles they are buying. Our  customers can save a significant amount of money by taking out a loan from our finance department for the purchase of their used cars. Our loan rates are competitive and are often far lower that other loan sources. Furthermore, we offer loans for all of our customers – including those customers with bad credit.

Trade-in

Many of our customers have cars that they no longer plan to use once they buy their used cars. Our trade-in program helps to ensure that our customers can get significant savings off of the cost of their used cars when they buy them through us.  Of course, we will inspect your trade-in to give you an exact value amount.

Contact us today at www.bestusedcarsottawa.com  to learn more about the programs we have in place to help you save money off of the cost of your used cars. We look forward to working with you!