Import Motors Ottawa

Just another WordPress weblog

AutoLoanOttawa.com

If you are new to the car buying process, the likelihood of acquiring a bad auto loan is high. For this matter, car buyers must familiarize themselves with how the financing process works. A common problem that arises with buying a car is obtaining an upside down loan. This occurs when the amount owed on the vehicle is significantly higher than it’s worth. Fortunately, there are techniques to avoid this sort of loan.

Purchase Vehicle with a Down Payment

Car values depreciate. This is inevitable. On the other hand, some vehicles are subjected to rapid depreciation, which means that the car buyer will always owe more than the vehicle’s worth.

If planning on keeping a car until the loan is completely paid off, a rapid depreciation is little cause for concern. However, if you enjoy trading-in or buying a new vehicle every two to three years, you may acquire thousands of dollars in negative equity.

One tactic for combating rapid depreciation is purchasing the car with a down payment. Typical down payment amounts are about 10% of the vehicle’s price. However, if you can afford a large down payment - perhaps 20% or more - this will help avoid an upside down car loan in Ottawa.

Acquire Reasonable Loan Terms

The average length of a car loan in Ottawa  is five years or 60 months. Nonetheless, some dealerships and finance companies will stretch out the loan for 72 or 84 months. A longer term means lower payments. However, it also equals more interests, and you will likely owe more on the vehicle than it’s worth. If possible, limit loan terms to 60 months or less.

Buy a Used Automobile

Even though new cars are more appealing and attractive, they lose their value very quickly. In fact, within the first two years, a new vehicle will depreciate by 40%. If the car was purchased without a down payment, and the interest rate on the loan is high, the chance of an upside down loan is great. If possible, choose a used car in Brockville. Used cars also depreciate. However, they hold their value longer than a new car.

Visit Import Motors today at www.bestusedcarsottawa.com to choose a used car or truck from our huge inventory. We offer car loans in Brockville for everyone regardless of past credit issues.

The days when it was impossible to find good, reliable used cars in Brockville are over. Good used cars are not only easy to find, but they are easy to find in one location: our dealership. In addition to the high quality of the used cars that we offer at our dealership, we also offer a huge array of services that can help you to own and make the best of your used car.

Here are a few things that we want you to know about why buying a used car from Import Motors, used cars Ottawa is not only easy, but also helps to ensure that your used car is in top condition:

Inspection

First and foremost, we completely inspect every used car in Ottawa that we put on our lot. This inspection is important to us, just as it should be to you. During the inspection, we will make sure that the used car is in the best possible condition – both from the engine as well as the integrity of the structure of the used car.

Warranty

After we inspect the car and are satisfied that it is in the best condition possible, we offer a warranty with each used car in Brockville. This warranty will cover many service-related issues and may cover many repairs that could be required on the used car. Most importantly, this warranty gives our customers peace of mind knowing that they will have support after they buy their used car. We’re dedicated to developing long-lasting relationships with our customers, which are helped by this warranty program.

Financing

We offer competitive and easy to afford financing solutions to our customers when they buy used cars from us. Many of our customers take advantage of these car loan options, as they are designed to make affording used cars easier than ever.

Variety

We love having a huge variety of used cars available on our lot. Our used car variety is so extensive that our customers nearly always find exactly the type of car they are looking for when they step into our lot. You can browse this variety on our lot in person or you can view our selected in our online inventory to get a better idea of what options we currently have in stock.

Buying a good used car in Brockville is easier and more reliable than ever when you work with our dealership. Contact Import Motors today at www.bestusedcarsottawa.com  for more information or to get started with your used car search process today!

When it comes time for you to buy a used car in Ottawa, you’ll have plenty of options in front of you. Many people choose to buy their used cars through private dealers, such as one that they might find through a Classified ad or Internet auction site. Other people choose to buy their used cars from a dealer. Of course, we always recommend that you buy your used cars from a dealer, but it’s not just because that’s our business; it’s because we have an interest in your best interests.

Many people turn to private sellers because private sellers may be in a better position to negotiate for a lower sell price. However, a private dealer does not offer the wealth of security, safety, and long-term care that a dealer can offer. Also, in our experience, we have found that our rates per car are consistently competitive with private sales, but private sales don’t offer the ad-ons that we can. Here are some reasons why we recommend that people buy their used cars from a dealer rather than a private seller.

Inspection

We always put our cars through a multi-point inspection in order to ensure that the vehicles are road-worthy and safe. This multi-point inspection includes a bumper-to-bumper review by one of our trained technicians that will be looking for issues with the body of the car, frame of the car, powertrain, engine, and more. Through this careful inspection, we help to ensure that all of our customers are safe when they drive away in our cars.

Financing

We offer financing for all buyers, regardless of their credit score or credit history. This financing is competitive with national rates and can help buyers get the car of their dreams affordably. Each of our dealers is trained to review your credit history and budget in order to match you with a car that you can practically afford.

Warranty

Most dealers, like Import Motors, can offer warranties for used cars. These warranties sometimes come from the vehicle manufacturer as long as the vehicle has been through a careful used car certification process. Other warranties are offered directly through the dealer. Check with us to find out more about our extended warranty program options as well.

For more information about how we can offer you safety and reliability with your used car purchase, contact us today, www.bestusedcarsottawa.com  . We’re always happy to help you find the perfect used car in Ottawa for you and your budget.

Many people know that there are some tricks to help save money. You may use coupons when you shop. You may cut off the lights when you’re not at home. And you may buy a used car in Ottawa to help save money. Whether you’re saving money to help build your wealth or simply to minimize your monthly payments, buying a used car is one of the wisest financial decisions you can make.

Buying a used car may not only help you save money up front, but it may also help to cut dollars down the road. Here are a few ways that saving money can help you save big bucks each month or year.

Value Depreciation

The moment you drive a new car off the lot, the value of the car decreases significantly. New cars have a higher sticker price simply because they are new. Being new, the retain all of their original warranties, even if they have been dealer model cars and have several thousand miles on them as a result of the test drives they’ve undergone. In many cases, you’ll pay more money for a new car simply for the fact that it can be called a “new” car and you can be the first owner of the car.

However, when you drive a used car in Ottawa off of a dealer’s lot, the used car does not decrease as significantly in value.  The car has already been owned, so you won’t be paying for the right to declare that you are the original owner. However, you may still be eligible for warranties, especially dealer warranties.

Now, you should know that if you go to sell that used car in Ottawa down the road, the buyer may prefer to buy a used car that has only been owned by one previous owner. The fewer owners, the more the owner knows about the history of the car, such as damage, drivability, and more. Therefore, you may have a slightly harder time selling a used car for a higher rate if you are the second user.

Warranty

Most used cars come with a warranty from the dealer. Many used cars are also certified from the manufacturer. In order for a used car to be a certified used car, the manufacturer (or dealership representing the manufacturer) will put the car through a multi-point inspection in order to ensure that the car is in tip-top shape and suitable for driving for years to come. Therefore, look for a certified used car and/or a used car that still has a warranty.

For more information about how you can save money by buying a used car in Ottawa, contact Import Motors today at www.bestusedcars.com  We’re happy to show you how buying a used car is a wise financial move.

Just about everyone has needed or will need to change a flat tire at some point during their lifetimes. Flat tires can occur when you drive over something sharp, pinch a tire on a curb, or when your tire experiences wear and tear. Whether you have a new or used car in Ottawa, it is important to know how to change a flat tire in order to stay safe and mobile.

Here are the steps you’ll need to take in order to change a flat tire on your used car in Ottawa:

1.       Make sure that you park your vehicle safely on the side of the road or in a well-lit parking lot. Engage your emergency brake to prevent your car from rolling.

2.       Remove the wheel covering with the flat end of your lug wrench (which should be located in the rear of your car).

3.       Loosen the lug nuts with a tire iron (or wrench) so that they are easy to turn. You may need to step on your wrench in order to loosen tight lug nuts. To loosen the nuts, turn the wrench to the left.

4.       Place your car jack on a solid surface on the ground underneath the solid metal of your vehicle. Twist the handle of the jack clockwise in order to raise the car off of the ground. The wheels will rise with the car.

5.       Once the wheels of your used car are off of the ground, loosen the lug nuts even more until they come off of the car. Place them in a secure place where you can find them.

6.       Pull the tire off of the wheel base and lay it flat on the ground (if it’s flat, it can’t roll away). If you are on the side of the road, make sure that the tire is not in the middle of the road where it could cause an accident.

7.       With your spare tire, line up the holes with the wheel studs and slide the tire onto the wheel. Tighten the lug nuts over the tire.

8.       Tighten the lug nuts as much as possible using the tire iron that should have come with the used car.

9.       With the wheel securely in place, lower your used car by unwinding the jack.

Contact Import Motors today  at www.bestusedcarsottawa.com for more information about the tools that will come with your used car in Ottawa or to learn how to change a tire from one of our mechanics. We’re always happy to provide service and solutions that will keep you safe.

For many people, buying a used car is a scary thing. There are so many car options, financing options, and variables out there that it can easily become overwhelming for the average person to feel confident in the buying decision that they are about to make. Regardless of your used car buying experience, at Import Motors we encourage you to start your used car purchase with a trip to our lot.

By stopping by the dealership first to discuss your options and opportunities, your dealer can not only provide you information about financing, but can also help you find the right car for your needs. Here are a few ways that your dealer might help to make the used car buying process easier than you’ve even imagined.

Reliability

While we’d all like to think that every car we buy will last for decades without needing repair or service, the reality is that used cars in Ottawa and new cars are tools that are built on engines and parts that will inevitably wear down. Even the best built cars will need to be serviced, have parts replaced, and upgraded from time to time. However, not all cars need service on the same schedule.

Your dealer will be able to show you which cars are most likely to require the most or least amount of service in the coming years. By being able to predict the service that your car will need, you’ll be able to predict the true cost of owning your car with a greater degree of accuracy.

Cost of Ownership

Owning a car is not only expensive if you need service, but it can also be costly to maintain. For example, it’s obvious for many people that SUVs are more expensive to operate than smaller coupes simply because of the gas they guzzle. There are other considerations that you may want to think about as well. A dealer can help you take a look at all aspects of a car to decide which options are the best for you.

Options

Buying a used car  in Ottawa doesn’t mean that you have only one type of car available to you. When you speak with a dealer, your dealer can show you a variety of options that will not only cost different amounts to buy, but that will cost different amounts to operate and will have different resale values.

No matter what kind of used car you’d like to buy or what your budget is, start your used car buying search by speaking with a dealer in order to save money and get the best option for you. 

At Import Motors we can help, contact us today at www.bestusedcarsottawa.com  for guaranteed car loan approvals regardless of past credit issues, and a huge inventory of used cars in Ottawa and trucks to suit both your lifestyle and your budget.

If you are in the market for a used car in Ottawa, then chances are good that you are already thinking about how you are going to be able to buy the right used car for your needs and actually afford to pay for it. Regardless of whether your car is new or used, cars are a serious investment that can be challenging to pay for if you do not get the right payment plan in place.

In order to help our customers afford to buy the right used cars for their needs and budget, Import Motors have developed several different financial plans that can reduce the price of the used car, help customers get low monthly loan repayment amounts, and afford to buy the best used car that their budgets will allow. Here are three of the most popular options that our customers can take advantage of in order to save money off the cost of their used cars in Ottawa:

Loan

We are proud to offer all of our customers a used car loan that will lower the price of the used car. When our customers select the loan option, they can be sure that they are getting a loan with a competitive interest rate that will suit their budget for years to come. Our lenders work hard to provide each customer with several different loan options so that our customers can select the options that are best for their specific needs. Ultimately, it is up to our customers to select the final option that suits their preferences the best.

To apply for a loan, simply complete the credit application that is available on our Web site or visit us in person to speak with a lender.

Trade-in

Our trade-in program helps our customers save as much money as possible off of the purchase of their used cars because we accept trade-ins that decrease the value of the used car by the value of the trade in. Many of our customers take advantage of our trade-in program as an excellent way to save a significant amount of money.

Specials

We offer our customers special deals and programs. Our deals change based on a variety of factors, but may include cash back, low down payments, or low interest rates.

Contact your used car dealer in Ottawa, Import Motors today at www.bestusedcarsottawa.com  information about our car financing options or to get started looking for the right car for your needs.

So, you’re in the market for a used truck in Ottawa, but aren’t quite sure how to pay for it. No problem. We offer competitive financing packages to help our customers get into the used truck that suits their needs and their budgets best. Here’s what you need to do in order to get financing for a used truck in Ottawa:

1.       Fill out a credit application. This is often the first step that many of our customers taken when they need to get financing for their used trucks. However, some of our customers know which truck they want before they apply for financing.

We invite our customers to fill out our secure online credit application or to visit us in person to meet with a financial specialist who can walk you through the credit application steps. From this application, we’ll be able to determine what interest rate and loan amount will be best for your long-term budget.

2.       Discuss your options. Our financial specialists will review your credit application and discuss your various options with you. These options may include higher monthly payments for a shorter amount of time or lower monthly payments for a longer amount of time. They may also encourage you to put down more money up front or to improve your credit and reapply for a loan in a short period of time.

There are many options available to you and we’ll help you select the one that’s best for you in the long-term and short-term.

3.       Browse our inventory. We’ll walk you through our inventory of used trucks and point out which used trucks in Ottawa best meet the budget that we discussed with you. You’ll be able to test drive these used trucks in Brockville and discuss additional parts or options that you’d like to include with the truck.

4.       Commit. When you commit to buying a used truck in Brockville from us, we will ensure that you not only have a truck that suits your specific needs, but that you also have a truck that will be easy for you to afford. That way, we know that when you drive your used truck off our lot, you’ll be able to have the same quality of life - or better - because you’re not spending all of your extra money on your loan payments each month.

Contact us today at www.bestusedcarsottawa.com   to begin the used truck financing process. We’re happy to make sure that you have a truck you can afford for years to come.

Are you in the market for a used truck in Ottawa, but don’t know where to begin your search? Come on down to take a look at the amazing used trucks that we currently have on our lot – or get started with your used truck search from the comfort of your home or office by checking out our online inventory of used trucks. We’re happy to help you find the right used truck in Ottawa for your needs – and can help to ensure that your used truck will last for years to come.

Here are a few of the top reasons why we recommend buying your used truck from Best Used Cars Ottawa:

Huge selection

There are many different types of used trucks that are available on the market and each of these used trucks comes with special features and capabilities. Some of our used trucks are capable of hauling large items, such as boats or trailers. In order to find the right used truck for your needs, it’s important that you have a huge selection to choose from. Check out our online inventory to get a better idea of the breadth of used trucks that we have currently in stock.

Inspection

Whenever you buy a used truck, it is important that you can rely on the used truck to be safe and durable for years to come. We thoroughly inspect each used truck in our inventory before putting it on our lot to help ensure that the used trucks that we sell are going to provide our customers with that reliability and longevity. Make sure that you always buy a used truck only after it has been inspected so that you know you can depend on the used truck to last.

Warranty

While we are confident that every used truck in Ottawa we sell will be reliable and last for years to come, we are always aware that something unexpected could happen to the used truck. For that reason, we make sure that every customer is offered  a warranty for the used truck that they buy from us. Many issues are covered by the warranty, but be sure to ask us about details and options.

Contact Best Used Cars Ottawa today at www.bestusedcarsottawa.com to learn more about our fantastic line-up of used trucks  and the car loan in Ottawa  that you need!

When it comes to buying a used car in Ottawa, the vast majority of our customers require at least some form of financing in order to be able to comfortably afford their cars. Car financing can not only make it easier for our customers to buy their cars initially, but it can also make buying a car with a loan more affordable for years to come.

If you are thinking about buying a car, but are not sure whether or not you want to use car financing opportunities to do so, here are a few reasons you might want to use car financing in Ottawa:

Saves you money

Car financing saves you money. These days, few people can afford to make a serious investment, such as a car, without being sure that they are getting the best rates possible on that car. Car financing doesn’t necessarily mean taking out a loan, either. Sometimes, car financing simply means that you are going to buy your car during a special offer period. A special offer period may help you to save a percentage off of the car, or it could help you to get cash back on the car.

If you are thinking about buying your car today or sometime in the near future, contact us to learn more about what special programs we are currently offering or may be offering soon. These special programs could save you a significant chunk of cash.

Lessens the financial burden

For many of our customers, buying a used car in Ottawa is a huge financial commitment. Sometimes, this commitment is the greatest financial commitment that our customers will ever make. For that reason, customers often feel overwhelmed by the sheer cost of buying and maintaining a car. When you use a loan program to finance the purchase of your car, you will be lessening your financial burden. Instead of paying one chunk of cash up front for the car, you’ll be able to pay for your car in smaller bites each month for a period of years. This way, you’ll have extra money each month to help you maintain your car – and your quality of life.

Get it today

When you choose to buy a car with car financing, you can often get that car on the same day that you start your car search. Some customers need to buy a car right away for practical reasons. Others need a car right away in order to maintain their lifestyles. Car financing makes it more possible for you to buy your car when you need it.

Contact Import Motors today at www.bestusedcarsottawa.ca    to learn more about the car financing in Ottawa that may be available to you – no matter what your financial situation is!